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Apply for a Loan

Important loan application information.

What to Expect

The application process for the KU Endowment Loan program is completed online.

After the online loan application has been completed, students should allow three to five days for the approval process to be completed. CampusDoor supports the KU Endowment web-based loan application process. During the application review phase, you may be in contact with a CampusDoor customer service representative. After CampusDoor has reviewed and confirmed that your application is complete and has authenticated identifications of you and your cosigner, the KU Endowment loan office and KU’s Financial Aid Office will complete the approval process. Communications regarding the status of your application, or requests for additional documentation, will be sent to you via email. After your loan has been approved, you and your cosigner will each receive an email including instructions for accessing and signing your loan documents. Both students and cosigners have the option to request a paper version of the electronic documents for signature if preferred. Loan processing time is approximately 8 to 10 days from application submission to disbursement of funds.

Students have two options for the method of disbursement — electronic payment to the KU student account or direct deposit into a checking or savings account.

A loan origination fee of 2 percent of the loan amount is added to the loan balance. This fee helps to cover the cost to administer this program.

What is CampusDoor?

CampusDoor provides system support of loan originations for educational student loans.

CampusDoor supports the KU Endowment web-based loan application process. Loan applicants may be in contact with a CampusDoor customer service representative during the application review phase, and applicants and loan recipients may contact CampusDoor at (855) 210-8175.

KU Endowment loan staff are also available to assist students and cosigners throughout the application process. For assistance, please contact the KU Endowment Loan Office.

Important Application Information

  • Study Abroad and Bar Exam Loans:
    • Loans for Study Abroad Programs – If you are applying for a loan to cover expenses for a study abroad program, please indicate this on the loan application by checking the box for Study Abroad.  It is not necessary to contact our office for prior approval for this type of loan.
    • Loans for Law student for Bar Exam/Study Expenses – If you are applying for a loan to cover expenses for bar exam fees or prep/study expenses, please check the box on the loan application for Bar Exam Fee.  The Financial Aid & Scholarships Office may be in touch with you to request additional documentation.
  • Summer semester: Applications for the Summer semester will become available on April 1 and will be accepted until the last day of classes of the Summer semester.
  • Fall and Fall/Spring semesters: Applications for the Fall and Fall/Spring semesters will be accepted beginning July 1 and will be accepted until the last day of classes of the Fall semester.
  • Spring semester:  Applications for the Spring semester will be accepted beginning November 1 and will be accepted until the last day of classes of the Spring semester.
  • Full-academic-year loan disbursement dates are approximately August 20 and January 15, as determined by Financial Aid & Scholarships.
  • Please refer to loan limits for eligibility.
  • Health Professions, Nursing, and Medical student loan applications for the Fall and Fall/Spring semesters will be accepted May 1, but disbursements will coincide with your financial aid disbursements.
  • Students may receive their loan disbursement by either
    • EFT deposit to your personal check/savings account, or
    • electronic deposit to your KU student account.

If a past due balance exists, the loan disbursement will default to electronic deposit to the student’s KU account.

New Loan Application

BEFORE YOU APPLY FOR A LOAN, PLEASE READ THE FOLLOWING INFORMATION:

Cosigners are required for all long-term loans for students whose annual income is less than $25,000.

Student borrowers and cosigners must be at least 18 years of age. Cosigners cannot be KU students and must earn at least $25,000 a year. By signing the promissory note, the cosigner assumes full liability for repayment of the loan in the event of the borrower’s default. Past-due statements will be mailed to the cosigner if the borrower becomes delinquent in making loan payments. In unusual circumstances, the cosigner requirement may be waived by KU Endowment after special consultation with the student.

  • Summer semester: Applications for the Summer semester will become available on April 1 and will be accepted until the last day of classes of the Summer semester.
  • Fall and Fall/Spring semesters: Applications for the Fall and Fall/Spring semesters will be accepted beginning May 1 for KUMC applications, and July 1 for Lawrence/Edwards campus applications, and will be accepted until the last day of classes of the Fall semester.
  • Spring semester:  Applications for the Spring semester will be accepted beginning November 1 and will be accepted until the last day of classes of the Spring semester.
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